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Wei Jia Anjie: Does Kong full tick off excrement of Qia of ≡ to display Mu ag
From;    Author:Stand originally
Before you can say Jack Robinson, situation of 08 most time already went. Although end,at present the Central Bank did not appear hold the post of He Jia to cease " omen " but many borrower or " against a rainy day " , the one superabundant money immediately in the hand still is borrowed ahead of schedule immediately. As we have learned, it is OK to still lend borrower ahead of schedule the choice is one-time shift to an earlier date entirely reimbursement also can shift to an earlier date partly reimbursement.
The article is arranged by editor of urban hunt room, reprint from urban hunt room | Http://www.letfind.com.cn of net of Fuzhou house property the article is arranged by editor of urban hunt room, reprint from urban hunt room | Http://www.letfind.com.cn of net of Fuzhou house property

The frontal capital such as the means of two kinds of reimbursement in the commercial loan that at present borrower uses generally and principal and interest waiting for the forehead, does means of these two kinds of reimbursement shift to an earlier date in borrower part does the meeting when reimbursement differ somewhat? "Wei Jia Anjie " major mortgages advisory illustrate:

Wait for means of frontal capital reimbursement:

Loan bought some lady to manage house property in September 2007, loan amount 300 thousand yuan, mortgage fixed number of year 7 into 20 years, loan interest rate 6.655 % , by 20 years normal reimbursement deadline is calculated, its the lunar reimbursement specified amount of the first month is 2, 913.88 yuan, loan remaining sum 298, 750 yuan, total reimbursement accrual is 203, 416.81 yuan.

This lady will prepare to still be borrowed ahead of schedule partly August this year, still borrow the forehead to be 50 thousand yuan ahead of schedule. End August, the lunar reimbursement specified amount of this month is this lady 2, 890.53 yuan, odd reimbursement specified amount still has 285, 0 yuan. Begin a bank to approve its to shift to an earlier date partly from September suppose reimbursement, in order to reduce lunar reimbursement specified number, the means with reimbursement changeless period undertakes repaying, so she chooses to shift to an earlier date partly reimbursement 50 thousand yuan hind, specified amount of reimbursement of month of its the rest and economic interest expenses are:

(1 ) specified amount of reimbursement of the month since September is about: 1860.74 yuan;

(2) the part saves accrual to be about after reimbursement ahead of schedule: 40164.47 yuan.

Wait for means of reimbursement of frontal principal and interest:

Some man borrowed money in September 2007 likewise buy one place house property, loan amount 350 thousand yuan, mortgage fixed number of year 7 into 20 years, loan interest rate 6.655 % , by 20 years normal reimbursement deadline is calculated, specified amount of its month reimbursement is 2, 641.65 yuan, reimbursement amount 633, 995.06 yuan, expenses of total reimbursement interest is 283, 995.06 yuan.
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